Housing Loans


Eligibility

  • Salaried individuals, Businessmen, Self-employed professionals like Doctors, Engineers, Lawyers, Chartered Accountants, etc., Entrepreneurs.

We Finance

  • Construct your own bungalow
  • Buy flat/Row House
  • Buy resale flat
  • Takeover of existing Housing Loans with other banks & financial institutions.

We Provide

  • Express loan processing
    • Simple loan documentation
      • Low EMI
        • Interest on daily reducing balance
          • Low processing charges
            • Life insurance for the principal borrower at nominal cost
              • Added benefits of bank’s membership
              • Process fees are applied

              Shareholding

              • 2.5% of loan amount

              Requirement of Documents for New Property

              • 75% of Agreement Amount of the Residential property subject to his income eligibility whichever is lower.

              For Resale Property

              • 50% of Agreement Amount of the Residential property OR 75% of the Valuation Amount whichever is lower, subject to his income eligibility whichever is lower.